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FICO vs. VantageScore for Mortgages: Which Credit Score Do Lenders Use?

FICO vs. VantageScore for Mortgages: Which Credit Score Do Lenders Use?

FICO vs. VantageScore for Mortgages: Which Credit Score Do Lenders Use?Trevor Gravink
Published on: 28/10/2026

Which credit score mortgage lenders use, how classic FICO and VantageScore 4.0 differ, why Credit Karma doesn't match your mortgage score, and which loans now accept VantageScore 4.0.

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